Baker v. Taylor, No. 18A04-0812-CV-746, ___ N.E.2d ___ (Ind. Ct. App., Sept. 8, 2009)
Where an account is established by an attorney-in-fact using entirely the funds of a principal, the attorney-in-fact is named joint owner or POD beneficiary, and the principal has no direct involvement in, or even awareness of, the creation of the account, the survivor cannot be presumed the owner of the accounts.